According to research from Fidelity, the average retired couple in 2020 at age 65 could need an estimated $295,000 in after-tax savings to cover retirement healthcare expenses. As an experienced financial advisor at Bergen Financial Group, Darcy Bergen explains an emerging trend of using health savings accounts (HSAs) as a powerful retirement planning tool. Considered […]
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There are times when it makes sense to convert retirement funds to a Roth IRA. According to financial advisor Darcy Bergen it’s important to understand the advantage of paying taxes now rather than later. It often makes sense to convert your retirement fund to a Roth IRA. Factors that play into this decision include your […]
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Having an IRA is a great way to create wealth over a long period of time. However, many Americans do not know how to manage their returns on an IRA. Fortunately, Darcy Bergen is here to explain some information about managing your Roth IRA that looks to maximize your income in the long term. The […]
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Financial planner Darcy Bergen recently discussed his top strategies for retirement planning. The retirement years are often referred to as “The Golden Years.” However, anticipating life in retirement can be extremely stressful if you’re not adequately prepared. Financial planner Darcy Bergen recently offered several of his top strategies for retirement planning. “Proper retirement planning is […]
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Do you need life insurance after retirement? This isn’t a question that comes up with other types of insurance. You still need to maintain insurance on your auto or home, for example. However, life insurance helps your beneficiaries cope with financial loss associated with the death of a loved one, according to Darcy Bergen. Chances […]
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Financial planner Darcy Bergen recently discussed standard IRA withdrawal rules for those looking to increase their retirement savings. Traditional IRAs are often regarded as a smart way to increase tax-deferred savings for retirement. However, financial planners like Darcy Bergen of Peoria, Ariz., explain that it’s important to understand IRA withdrawal rules before deciding if an […]
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Darcy Bergen Shares The Money Moves You Need To Make Today In your 40s, the thought of retirement gets exciting. Suddenly, it’s not so far away anymore, and you want to make sure that you’re fully prepared to enjoy your golden years. In today’s complicated financial landscape, it can be tough to know whether […]
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Darcy Bergen Explains How To Set Yourself Up For Success When you’re in your forties, retirement is approaching quickly. This is the time to start planning so that you’re ready to enjoy yourself in retirement, rather than worry about your finances. Financial advisor Darcy Bergen is sharing his top tips for people in their forties […]
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Retiring in today’s economy will require a lot of determination and creativity. When you are considering financial options to help you pay for retirement, you will need to think both inside the box as well as outside the box. If you are looking for retirement solutions that fit your life, Darcy Bergen is here to […]
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Here’s What You Need To Know About The Future Of Social Security: Darcy Bergen’s Thoughts The number of Americans who will qualify for social security is increasing rapidly*, and the funds available are expected to be depleted rapidly, and the fund has been paying more than it takes in recently. If this trend continues, social […]
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